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Monthly Archives: May 2019

Ten Practical Tips for Saving Money

Saving money is something that most of us would like to do more of, and yet it can be one of the hardest things to achieve. Saving money is important as building up a nest egg gives you a source of funds that you can use in an emergency, or you can use it to buy something special. If you always find that you are spending all your money before you get your next paycheck, then these tips for saving money might be just what you need to get started.

1. Commit

It can be easy to spend your money when you haven’t made a commitment to yourself to start saving. Even if it is only a few pounds each month, getting into the habit of putting a little aside can see your savings add up quickly.

2. Savings Account

Having somewhere different where you can put your savings helps you to keep it separate from your current account, where you might be more tempted to spend it. Look into getting a savings account with a good rate of interest so that you are rewarded with a little extra for saving your money. You could also set up a standing order for savings so that an agreed amount of your paycheck goes straight into your savings account each month. This will help you to save money, as you won’t have to remember to do it manually.

3. Savings Goals

Do you have a set amount that you want to save? It might be that you are saving for something special, or want a set amount saved for a rainy day. Having an amount in mind will help you stay motivated as you see your savings grow and reach your goal. Sometimes, emergency costs arise while we are still saving, and that can be a source of stress. However, companies like Bonsai Finance can help you get over a tight spot, without you having to spend all of your savings at once and leaving you with nothing.

4. Look for Discounts

When you go to buy your groceries from the supermarket, it is worth looking for discounted items that you can put in your basket. Fruit and vegetables can often be found very low in price, and if you plan to use them up in the next day or so you can save yourself money. Other discounted items include things with damaged packaging or end of season items.

5. Use Coupons

How many times have you been given a coupon for something and just forgotten about it? It might just be for a few pence off your usual pint of milk, or it could be a buy-one-get-one-free offer. However, you should make the most of coupons when you have them.

6. Save Your Change

When you get loose change, have somewhere at home where you can put it. A glass jar works well. When you have filled the jar with change, count it out and take it to the bank. You’ll be surprised how quickly the odd bit of change can add up, and it is a way of saving money without really noticing.

7. Stop Unnecessary Purchases

Do you really need to buy a frothy latte from the coffee shop every day? Or could you make do with making a coffee at work or at home instead? How about your weekly takeaway meal? Stopping all unnecessary purchasing can save you a lot of money, especially when you add it up over a month. You don’t have to stop all of your treats completely, just make sure they are treats rather than everyday purchases.

8. De-Clutter

Sorting through and selling the belongings that you no longer want or need can bring you in some money that you can put in your savings account. You can list items of auction websites, or advertise them for sale on local social media pages. This is a win-win situation for you as you make space in your home, your old items get a new lease of life, and you get some money in the process.

9. Shop Around

Getting the best deal on your household bills can be done if you can shop around. Energy providers have different offers and deals, especially if you are a new customer. Often, it only takes a phone call to switch, and you could save hundreds of pounds on your annual bills.

If you buy things online, don’t just purchase from the first store you see. Look at other stores to see if you can get something cheaper, or if they offer free delivery that will save you money on the overall purchase.

When buying clothing, it is better to spend a little more on quality items that will last, rather than having to spend over and over again on cheaply made items that lose shape or get holes in.

10. Save Energy in the Home

Reducing the amount of energy you use in your home can add up to significant savings, and it is easy to do. Try making sure you switch off appliances rather than leaving them on standby, swap the lightbulbs in your home for energy saving ones, and make sure your boiler is efficient. Wasting energy means you are wasting money, so be more careful about how you use energy at home.

Saving money for a rainy day, or something special can be achieved by knowing exactly where your money is going and being able to make some changes to your habits. Once you get into the habit of saving a little where you can, it actually becomes a fun challenge. It is nice to watch your nest egg grow, and it helps give you some peace of mind that you have enough to get by should any unexpected costs arise. Look for the hidden ways you spend money in your daily life, be savvy when you need to buy something and look for ways to save energy in the home, and you could save a lot of money over the next year.

 

Nightlife in Amsterdam: Tips from the Best Bars and Ballads

Want to enjoy the nightlife in Amsterdam? I know that enjoying the night while traveling also experiences the culture of the city. And the nightlife in Amsterdam is very intense. All you have to do is go to bars and ballads to fill up with locals and tourists, all washed with lots of beer. And as if that wasn’t enough, Amsterdam has several pubs and houses with live music, the city still has cultural programs that are increasingly inflating the city throughout the year.

On April 27, for example, it was King’s Day, a celebration that stopped the country and colored the streets of orange. In August, the Amsterdam Gay Parade takes place, one of the most beautiful in the world with the right to parade ships through canals. I have prepared a guide with the best environmental direction to enjoy ballads and also some suggestions where you should visit to find a better Dutch nightlife. Dutch casinos also arouse interest in playing, but if you are a beginner, you can play on www.onlinecasinodeutschland.com.de and this is a better choice.

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Amsterdam at night.

For those who don’t always have ballads like me, night in Amsterdam, Netherlands, starts early, around 9pm. The city is full of bohemian poles with great offers of bars, pubs and nightclubs, just select the one that has your profile. De Pijp District is the right choice for those who like bars with live music. Because this is not a tourist district, the experience at De Pijip is like the experience of the population.

Leidse Square is a reference in terms of nightlife. In the surrounding area there are bars, coffee shops, nightclubs. This area is always full of tourists no matter the time. If you doubt where to find anxiety, in Leidse square this is a certainty. Of course the Red Light District cannot be abandoned in the Bohemian city environment. Several bars and pubs are scattered in this area as well and tourist movements are always extraordinary. Even at Red Light there is a pub crawl which is the best choice for those who want to meet several places on the same night.

Important details are that the season affects ballads. Warmer time supports outdoor programs. Then the pubs put their tables outside and people tend to walk around until later. In cooler months, the choice is indoors, preferably by heating. But regardless of the time of year, national passion is beer. And Amsterdam has delicious craft beer, be sure to choose a pub to taste them.

Arendsnest Dutch beer has good beer.

Saying that beer in Amsterdam is delicious might seem like a joke considering that the Dutch were from a nauseous German party, famous for beer. But, in fact, the Dutch beer is very good and has nothing to lose for the neighbors.

The Arendsnest Dutch Beer Bar, which stands for Eagle’s Nest, is an unpretentious pub with a large selection of beers. Don’t go hoping to kill your hunger, here are drinks and snacks. The beers have varying prices, but all are calculated, ranging between 3 and 6 euros. The pub site has several values.

Hopefully this article can prepare you better to enjoy the nights in Amsterdam. And for more travel tips from Got News Wire, click here.

 

Southern Africa: Unique in its Beauty. Where & Why You Should Visit

Southern Africa is one of the most naturally diverse regions on the continent and therefore is able to boast a wide variety of wildlife and postcard-worthy serene landscape. Here are four unique areas that you have to experience to believe.

Where: Pondoro Game Lodge, Greater Kruger National Park, South Africa

Why: If you’re looking to enjoy the wonder of a safari in an exclusive, luxurious setting where you will receive exemplary service, look no further than Pondoro Game Lodge, located in the Balule Nature Reserve which falls within the Greater Kruger National Park.

As one of the top award-winning game lodges in South Africa, it offers guests private game drives of no more than eight people at a time. The expert guides will share with you their immense knowledge of the area to ensure that you’re able to set your eyes on the legendary Big 5 – it’s a sight you’ll treasure forever.

Where: Maasai Mara, Kenya

Why: The Maasai Mara is located in Kenya and renowned for being home to a large population of big cats: lions; leopards and cheetahs.

The region is famous for the Great Migration of wildebeest. This incredible natural wonder that sees millions of wildebeest begin their trip from the southern Serengeti to the Maasai Mara – late July / early August is the best time to visit the Mara. It’s guaranteed that this an exclusive experience that you’ll only find in Africa

Where: Okavango Delta, Botswana

Why: If you want to really ‘get off the grid’, then choose the Okavango Delta for pure, untouched wilderness. The UNESCO World Heritage site is the world’s largest inland delta and due to its location on the northern edge of the arid sands of the Kalahari Desert, it attracts a surplus of wildlife that are dependent on the permanent water.

Among the islands in the delta, you can expect to see lions, elephants, hyenas, wild dog, buffalo, hippo and crocodiles. You’ll also have the pleasure of spotting antelope and smaller animals such as warthog, mongoose, spotted genets, monkeys, bush babies and tree squirrels.

There are also fantastic fishing spots in the Delta, but if you’re looking for a real challenge, head to the north of the Delta where the waters are faster and deeper. September to December is the season for the annual Okavango Catfish run – it’s a sight to behold.

Where: Mana Pools, Zimbabwe

Why: Mana Pools conservation area and national park is located in northern Zimbabwe, alongside the lower Zambezi River. Along the river line, you’ll find a paradise of pools and floodplains, complemented by beautiful forests and baobab trees.

Mana Pools is renowned for its huge elephant population – and if that isn’t enough, lion and leopard are regularly seen. It is also one of the best places in southern Africa to witness the endangered species of wild dogs.

The campsites are completely unfenced meaning that you are ‘one with the wild’; there will most likely be no one else in close proximity – just the wild animals that might wander in between your tents. While you need to be careful, it’s an incomparable, wild experience.

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Essential Things That You and Your Spouse Need to Do to Survive Retirement

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Old couples who are set to retire within the next few years are expected to go through a significant period of adjustment. In some cases, a lot of married couples are not prepared to retire because of multiple underlying issues that were not addressed beforehand. Sadly, there are a lot of aging couples who barely survive together during their retirement years, and some even end up getting divorced. Some even consider selling a life insurance policy for cash when times get tough. Here are some tips to ensure that your marriage remains strong after retirement.

Be Honest Towards Each Other

In reality, some relationships drift apart because couples have invested most of their time and effort in building their careers and the marriage has taken a backseat. Now that they are both retired, they realize that many things have changed, and they seem to be strangers in each other’s lives.

In case you are going through this kind of problem, you need to work extra hard to open the lines of communication between you and your spouse. Being honest makes it easier to deal with the presence of each other and peacefully resolve issues. If you feel that the marriage is worth fighting for, then it is also an excellent option to see a therapist.

Secure Your Future Together

Being retired means that you need to start adjusting your lifestyle by living within your means. It may be necessary to cut down on some things that you usually did while you were still working such as traveling, going on shopping sprees and eating at fancy restaurants. You and your spouse should be on the same page when discussing your financial goals. Do not allow money issues to control your marriage because both of you can lose your temper towards each other. When times get tough, an excellent alternative to get you and your spouse back on track is to sell a life insurance policy for cash.

Start Spending More Time Together

Retirement is the best time to rekindle your marriage by spending more time doing the things that both of you love. Starting a new hobby or business venture are some of the things that you can do together. Write down your goals as a couple and create a corresponding timeline to ensure that both of you are committed to making the marriage work.

It’s Okay to Spend Some Time Apart

It is not necessary for you and your spouse to be together twenty-four hours a day and seven days a week. Healthy relationships also need some time apart. Feel free to discuss this with your better half so you can start making plans with your friends and pursue the things that you love doing.

Make Sure that You Are on the Same Page

Problems arise when both the husband and wife are not on the same page about their retirement goals. One person may feel that he or she is taking all the financial burden that is supposed to be shared by the couple. If you happen to be in the same position, then it is best to have a serious talk with your partner to avoid more significant problems in the future. And for more lifestyle tips from Got News Wire, click here.

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Taking Care Of Your USB-C Cables

While it may not be something that comes to mind as an IT professional or even a tech-savvy person, many people don’t know how to properly take care of a USB-C cable. The fact of the matter is, like any piece of tech, a USB cable will break or deteriorate. What you have control of as a user, though, is how often that happens. The last thing you want is having to bend your USB cable a certain way or come up with a jury-rig just to keep your devices charged and functioning while you’re traveling or don’t have time to buy a replacement. So, whether you just need to charge your phone or are managing a USB C to DVI connection, here’s how to keep things working.

Proper Maintenance

As a start, you want to make sure you wrap your USB Type-C cables correctly. Every single USB-C cable is made out of a series of wires twisted with each other. This is the case with all cables, and in some cases, they may be complex, while for others, they may be simpler. All cables generally have some sort of copper wire inside a plastic sheath, and it’s this copper wire where things can start to go wrong. While they’re designed to be functional, that’s not the same thing as invincible. Over time, these copper strands can break, leading to eventual failure. Improperly wrapping or handling your USB-C cables can speed this process.

One of the worst things you can do is surprisingly something that people do out of habit, wrapping a cable around your arm, wrist, or hand. The proper way to do this is by wrapping the cable in a loose circle, making sure to follow the cable’s natural curve. This can be difficult to follow without video support, but there are a lot of guides to help you understand the best way to take care of your USB-C cables.

For shorter cables, you can use what’s called the over-over method. This entails making a cable loop in the same direction rather than trying to alternate. If you give the cable a half-turn with your fingertips, you’ll follow the copper coil’s natural curve.

If you’re wondering where exactly cables tend to fail, a lot of the time, it tends to be at the end, near the USB-C connector. A lot of this is due to the way that people use them, as they’re naturally likely to deal with the most stress. For example, yanking or bending your cable while it’s plugged in may not mean much once, but a history of doing this will wear out the cable before its time.

For USB-C in particular, it’s also important to make sure that you’re buying a proper cable from your brand. A lot of the reason for this is that the specs you see on say, an Amazon listing page may not match what you see in person. This can be frustrating when it comes to getting the data transfer speeds or powers that you want. Generally, the price gap between buying these and from a brand you can trust isn’t big enough to take this risk.

Proper Care

We mentioned wrapping earlier, but it’s also important that you take the time to store your USB-C cables correctly also. Many tech lovers may have their box of cables full of tangled options, and while this is common, it doesn’t make it ideal. Imagine having to untangle this web every time you need a cable. One way to get around this is through buying a cable case. Larger ones can hold 3 or more, while smaller ones hold 1 or 2, so find the best fit for your needs.

If you don’t want a separate cable box, there is still is a proper way to store your cables. Start after you wrap them correctly, then keep them secure with a velcro tie or old twist tie. After this, try and emulate storing records or CBD but putting cables of similar sizes next to each other. If you have smaller cables, you can be a little more creative and organize them in grid boxes, plastic containers, or by hooks, whatever matches your needs and space.

While it may sound silly at first, when it comes to your USB-C cables, if you have a longer one and it is charging something, make sure that you don’t step on it. Even if it doesn’t look to have any visual issues on the outside, any impact put on a cable can lead to a breakdown of the small fibers inside. As a result, make sure that you watch your feet. In situations like studios where they may be many cables lying around, gaffer tape can help secure the cable as well as provide a visual warning. The same thing also applies to rolling over the cables, so if you are charging something while you are in bed, make sure to remove it before you doze off.

The organization also matters here. Sorting your cables may not make them last longer (except keeping them from getting crushed under a pile) but it will help to protect various cables from getting lost or having them get wedged into edges. Again, it’s all about preventing you from needing another cable without notice.

Taking proper care of your USB-C cables also includes making sure you don’t go overboard with your USB C dongle or dongles. A lot of the time, connecting different dongles and creating a cable tangle can cause a lot of issues when it comes to managing your cables. Even if it doesn’t necessarily mean wear and tear, a lot of the time, this makes your station/machine more difficult to operate, especially if you need to swap things out. A good way to get around this is through a docking station, allowing you to run multiple peripherals with one cable.

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To read more on topics like this, check out the technology category.