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5 Money Saving Tips to Increase your Finances

Saving money on a daily basis is often many people’s New Year’s resolution, and for good reason! With permanently rising living costs in most parts of the country, many feel that they have to make cuts in many aspects of life.

This can be a daunting thought and it can be difficult to figure out where to start. There are some efficient ways, however, to save money without feeling deprived, the most common of which are explained below.

1. Plan your grocery shopping carefully
A big part of our monthly income is spent on foods and drinks. And this is also where we can save a lot! For a week or two, pay very close attention to how much from your shopping is really consumed and to how much actually ends up in the bin as leftovers or out-of-date produce. Once you are aware of what is really needed, you can plan your shopping accordingly.

Do not buy more just because it is on offer, as the total amount you spend will just increase. With the products you are definitely going to buy, it is worth comparing brands and go for the cheaper ones, that often have the same quality as the more advertised brands.

2. DIY
When something around the house breaks down, the easiest way is to call someone to fix it, which of course is reasonable in many cases where someone professional is indispensable. But in other cases, it might be worth to give it a try yourself. Do the walls need painting? Does some new furniture need to be put up?

These things often can be turned into fun activities with family or friends. The same goes for preparing meals instead of eating out or ordering food. Not only can you safe a lot of money here, but you can also gain or improve your skills and maybe discover a hidden passion.

3. Watch the electricity
A lot of money can be saved on electricity if you switch things off that are not needed at a given time. Avoid stand-by mode on your electric appliances and make sure the lights are off in empty rooms. Electricity can be saved on many ends. Simple changes include not charging your cellphone over night, as they normally are fully charged after a lot less time than your sleeping hours or not leaving the charging cable plugged in when the phone is not charging, as this will only waste energy.

Another good way to reduce your electricity costs is to get multiple-cavity connectors with an on/off switch as well as energy saving bulbs around the house.

4. Compare the market
When it comes to providers of any kind, competition on the open market is high. And this is good news for you, the consumer. There are numerous websites where you can find the currently cheapest provider for electricity, water, broadband, etc. And it is worth to check regularly and change providers whenever your contracts are about to end.

Many providers offer impressive bonuses for new customers so if you pay attention to when your contracts end, you can avoid getting trapped into an automatically renewed contract that will cost you considerably more and at the same time enjoy the advantages of being a new customer by switching to whichever provider offers the lowest rate at the time of your switch.

5. Actively look for voucher codes
When you buy or order something online you will often see a field where you can put in a voucher code. Most people don’t give this much attention, thinking only people who were actually given vouchers by someone can put one in. But you might be surprised. The next time you are given the opportunity to apply a voucher code, just go on your preferred search engine and type in “voucher” and the website you are about to make a purchase on.

Many websites explicitly gather different types of vouchers that are valid in the current week or month of your search. Look around and try the codes you find and many times you will get a nice discount on your purchase.

5 Easy Home Décor Ideas

After living in your house for a few years, it loses that “new” smell and starts to look worn-out and forgotten. Redecorating every-so-often is important to maintain that level of newness in a home, since it can breathe new life into those older spaces and make them look and feel as good as new. Following are 5 easy home décor ideas to give you some inspiration for redecorating your house.

1. In the kitchen

Put an end to counter confusion in your kitchen. Using decals or paint, create labels on some pretty clear glass containers, then fill them with sugar, tea, coffee, salt and other items that you tend to use often during the day. You will be able to see at a glance what you need to use at any given moment and your countertops will stay uncluttered and tidy. You can always at a later stage, change the wording on the containers if you want to.

2. The entrance hall

Entrance halls are often overlooked when it’s time to redecorate a home. One of the easiest home décor ideas you can use to make your entrance a talking point for anyone visiting your home, is to showcase your collectibles opposite your front door. Paint a set of shelves or a bookcase in the color of your choice and use it to display a collection of your small antique items. This is an easy, yet extremely effective way to show off some of your prized possessions and brighten your otherwise plain entrance hall.

3. At the dining table

When serving tea to guests at your dining table, use a tray that is very different to any they’ve seen before, especially if you are a lover of all things retro. Collect sufficient bottle caps to cover the bottom of a deep tray and paint them in various autumn colors. Glue the caps side-by-side onto the bottom of the tray and once they are dry, pour some self-levelling acrylic water over them, enough to cover the bottle caps. Leave to stand undisturbed for at least 48 hours before using the tray to serve refreshments to your guests.

4. Use bottles to change the look of a room in seconds!

By simply standing several different colored glasses, vases or bottles on bookshelves or windowsills, you will have created an eye-catching area in any room in your home. This is especially so when they are displayed on sunny windowsills. You can also completely change the look of your home at Christmas time, by filling glass jugs with small Christmas lights. Apart from making attractive, festive-looking table lamps, they also make beautiful centerpieces on your dining table where you will be enjoying your Christmas feast.

5. In the children’s room

Changing the décor in your child’s room can be a lot of fun, while at the same time, recycling his/her baby crib. Remove one side of the crib and using spare wood, build a frame above the crib to make it look like a house. Painted in bright and cheerful colors, what once before was a baby crib, will now become a bed that your toddler will simply love. As a bonus, your toddler can use the bed as a playhouse during the day.

These 5 easy home décor ideas will not only give you the inspiration you need to change those parts of your home that need redecorating, but will trigger other ideas of your own too, to make your house what it should be – an attractive, comfortable home for you and your family.

5 Best Workouts For Hard Abs

We all want to look and feel our best, and this is something we must work for. Most people will tell you that their ideal body includes flat abs, or even a six pack. But how do they obtain this perfect body? The answer is quite simple: by working out and eating healthy.

In this article, we will talk about the 5 best workouts for those rock hard abs you’ve always wanted. If you maintain a healthy diet and do these exercises regularly, it won’t be long before you will start to notice the changes in your body.

Bicycle Crunches

This popular and easy exercise is sure to work out your core and obliques, sculpting and shaping them. Although it looks simple enough, it is a very good workout and will leave your abs feeling the burn.

Here is how to do it:

● Begin in a basic crunch position.

● Extend one leg and bring the opposite knee up towards your chest

● At the same time, twist your torso to bring your opposite elbow towards your bent knee.

● Alternate legs and elbows while keeping your shoulders lifted off the ground.

Flutter Kicks

When doing flutter kicks, your whole core is engaged, including your lower abdomen which can be difficult to work out sometimes. This is a great exercise for that stubborn lower belly pooch that some of us have.

Follow these simple steps and watch that belly pooch disappear in no time:

● Begin lying flat on your back with your hands behind your head.

● Lift both legs just a couple of inches off the ground.

● Then, raise one leg high into the air while keeping the other one extended out in front, but off of the ground.

● Alternate legs, but do not let them touch the ground when you bring one down.

V-Ups

This exercise really packs a punch. It will get those abs working hard and you will definitely feel them the next day (in a good way). This is another great workout for your lower abs, as well as your lower back muscles, your obliques, and your entire core. Some people use a medicine ball or a weight with this exercise also.

In order to do this exercise:

● Start in a lying position with your arms extended over your head.

● Lift your legs and your upper body, forming a V with your body and reaching your hands towards your toes.

● Lie back down and repeat the amount of reps you are going to do.

Spider-man Planks

This variation of the plank is sure to sculpt and tone your entire core. It is not an easy workout, but it is a prime choice, especially if your problem areas are your obliques. This workout targets that area, while strengthening and toning your entire core.

Here is how to execute it:

● Begin in a plank position with your arms extended directly below your shoulders, ensuring that your body is in a straight line.

● Lift one leg out to the side and bend the knee, bringing it up towards the elbow on the same side.

● Return the leg to its starting position and repeat on the other side, alternating legs as you go.

Plank Jacks

Yet another modification to the original plank, this is a great full-body workout. Not only will your abs be working, but so will the rest of your body. It is a simple exercise that will give you the results you want if done regularly.

To do this work out:

● Begin in a plank position (elbow plank or extended arm plank).

● Hop your legs up slightly and open them almost as if doing a jumping jack.

● Repeat this motion, but this time closing your legs.

● Continue to open and close your legs while maintaining the plank position.

Conclusion

By doing these 5 workouts consistently and maintaining a healthy diet, you are sure to get the results you want and the hard abs that you are working for. Never overexert yourself, and be sure to keep within your abilities when doing exercise. And the most important thing is to have fun with it!

5 Ways to Improve Your Happiness

Life can be stressful and hard, and at times just overwhelm you with negative events that leave you frustrated and sad. When negative feelings prevail in your life and you find it hard to feel truly content and blissful, it is time for some simple changes in your life.

But even if you think things are going quite smoothly for you, there might always be room for improvement when it comes to your personal happiness. The following tips could come in handy here.

1 Make Time For Your Passion(s)

No matter how stressful your job or how busy your daily life is, you should make some time for your passion(s) every day in order to create some balance. Whatever it is that you personally really enjoy doing, engage in it regularly. When you are really into something, it will make you forget about everything else for at least the time of actively doing it.

If you engage in it before whichever chores are awaiting you, you will face those in a more relaxed and more positive way. On the other hand, if you are planning to engage in your hobby after the unpleasant duties, you permanently have something to look forward to.

2 Find Your Strength And Use It

Think about what you are really good at. Even if it is not your favorite activity, accomplishing something with success will fill you with a pleasant sense of pride and satisfaction. Find your niche, something you are really good at, do it for yourself and for others and you will earn plenty of esteem signals, which in turn will increase your self-esteem and therefore make you happier all-over.

Human beings are social creatures and constantly seek approval, be it consciously or subconsciously. Everyone knows how good it feels to be praised for an achievement.

3. Help Others

Even though it is called “self-esteem”, it is the people around us who make us gain it. Helping others will make you happy and raise your self-esteem, because you will be rewarded with genuine gratitude and appreciation. And in turn, the people you have helped will very likely offer their help to you if ever you need it.

Knowing that there will be someone there for you when things turn against you in whatever way, can take many of your worries away and make you stronger when taking decisions in life.

4. Avoid Unrealistic Expectations

We often have unrealistic expectations, be it about uncontrollable life events or other people around us. As a result, we often end up disappointed and frustrated, which are two feelings that are very hard to overcome once they have come over us. Naturally, disappointment can’t always be avoided, but if you lower your expectations on certain things in life, like other people’s promises or even trivial things like a trip to a highly praised restaurant, the chances of getting disappointed decrease significantly.

And when the good thing that you did not count on then occurs, you will feel an even deeper sense of happiness than you would have otherwise.

5. Stay Positive About Everything

Try to find something positive in whatever life throws at you. Everyone is allowed to give in to sadness and grief when bad things happen in life, but we must never let it consume us and make us give up all our hope for a better future. When you find yourself in your bleakest moments, try to get some distance.

Think about a distant future in which this negative situation will be way back in your past, because deep down you know that time heals all the wounds. Cling on to that and imagine all the nice things you are going to experience in your personal future, even if you can only think of very small things, but sometimes those are the most important.

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