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Expert Tips: Roger Scott (WealthPress) Shares How To Weather Uncertain Financial Times

Head Trader of WealthPress

There are a lot of downturns around the globe these days, and they are causing a lot of financial uncertainties. We are fearful about the effects of war, rising inflation, higher interest rates, and an impending recession.

All of this ambiguity causes financial stress. Luckily, Roger Scott, the head trader at WealthPress, is here to advise us on the aspects of our finances that we can manage. Because we never know what can happen, preparing for the unexpected is a good strategy to reduce financial anxiety.

Roger Scott’s expertise as an expert trader and commodity broker at WealthPress has allowed him to establish top-notch trading skills and strategies, some of which he will be sharing with us.

From your pool of knowledge and experience, what impacts do you think uncertain financial times have on businesses?

Uncertainties, especially in finance, bring with them lots of new unknowns. While some businesses might survive, many others fail. Many business owners would be saddled with questions such as what new goods/services should be provided? What should be invested in, and where should it be invested?

What new markets should be explored? This ability to answer these questions correctly would go a long way to relieving the impact of the sudden financial crises.

You have been a finance expert for many years now; what strategies have you used to handle uncertain financial situations?

Over the years, I have come to realize that uncertainty is a major part of the business. And in order to survive, you have to devise a survival strategy and make necessary adjustments to your business. From experience, I have developed trusted strategies that always help me.

Periodically, I assess my net worth to be aware of the figures. Knowing my assets and liabilities are both important as this assists me in figuring out whether I need to pay off debt or save more money.

Also, I spread my investment across several platforms. In this way, if a particular investment is badly affected, I fall back on the others.

Additionally, I always try to have a contingency plan handy.

What common errors do you see business owners making these days that could result in an unpredictable financial predicament?

Covid has impacted the global markets, and many business owners are quick to make and hop on new decisions and ideas, even without test running them. This can result in drastic consequences, significantly if the plans don’t fall through.

Other times, they try to cut costs in production. Although cost reduction may be important in ensuring efficiency, it should be done with caution as it has the potential to degrade output quality. This would, consequently, impair customer satisfaction and unexpected low yield.

As a financial expert, do you predict financial downturns, or are you constantly surprised?

I always foresee financial crises years or months ahead of the situation in itself. There are always indicators, either in new policies, war, economic recessions, and so on, that indicates danger is looming.

Hence, most of the time, financial downturns don’t take me by surprise. It is just a matter of navigating and investing in a challenging market.

Economic recessions usually mean businesses would lose money. How can traders develop and utilize the aforementioned strategies to recoup their losses?

While talking about my strategies, I mentioned having a contingency plan. If you are an investor in the stock market, for instance, you should be able to have a backup plan should things go south.

Secondly, long-term projections should be adopted as they can mitigate against losses. You can have an elaborate five-year or more plan ahead. That way, you would not be taken by surprise during fluctuating business times.

 

5 Important Investment Tips for Beginners

Over seventy percent of people in the United States regret how they’ve handled their money. If you’re one of them, it’s time to make a move.

Investing is a great way to improve your financial situation, as long as you do it right. Read on to learn the top investment tips for beginners.

1. Diversify Your Investments

It’s important not to put all your eggs in one basket when you’re investing. That way, you won’t have a major meltdown if you lose all your money. Start by making a few smaller investments, so that you can test the waters.

You can even try newer, more experimental investments. For example, Bitcoin cad is really popular right now. Or, you consider NFTs, which stands for non-fungible tokens.

2. Look For Low Fees

Try to avoid fees when you’re investing, wherever possible. After all, the more you save, the higher your return on investment will be.

Index funds, for example, tend to have lower fees than other, similar investment opportunities.

That’s not the only way you can save money while you invest. You should also pay attention to potential tax issues before you invest. Build an investment portfolio that doesn’t require paying large amounts of extra taxes, or put money aside so you won’t be stuck with a major bill at the end of the year.

3. Ask the Professionals

There’s no shame in asking for advice when you’re investing. Financial advisors can ensure you don’t make any beginner’s mistakes when you’re trying to invest. You can ask for advice about beginner investments, ones that are easier to manage and understand than more complicated investments.

Your financial advisor can recommend investments that suit your own lifestyle. If you don’t have a lot of free time, for example, you probably shouldn’t be gambling on the stock market. Stocks require careful management and a daily look at what the stock market is currently doing.

And, you can ask your friends and family for their top investment tips and tricks. They may have lessons they can teach you based on their own past mistakes.

4. Don’t Be Afraid To Pivot

If your current investment strategy isn’t working, you should never hesitate to switch things up. You don’t want to fall victim to the sunk cost fallacy. Be nimble when you’re investing, and always have a backup plan lined up in case you need to change strategies very quickly.

Even the safest of investments can go downhill very quickly, so even something you think is a safe bet requires a solid backup plan and a close eye to watch out for any problems.

5. Set Goals

You’ll want to understand what you’re aiming for when you’re investing — otherwise, you won’t have a real motivation for using different strategies.  Set short-term and long-term goals along the way, to keep your eyes on the prize.

Investment Tips for Beginners: Now You Know

With these investment tips for beginners, you’ll be on your way to reaching your financial goals.

Do you need more advice about money and more? Scroll through a few of our other posts on financial issues and other topics.

 

Tax Return Tips: 5 Questions to Ask Your Accountant This Tax Season

Tax season is a stressful time for many people. Between trying to make sense of the newest tax laws to gathering all the necessary documents, it’s no wonder most people dread this time of year.

This is, perhaps, why nearly 75 million tax returns are filed each year with the help of a qualified tax advisor. These professionals are valuable allies at tax time, helping you set yourself up for the best possible outcome in the current year and beyond.

If you’re working with an accountant this tax season and want to make sure you get excellent mileage from the fee you pay, this article is for you. Below, you will find five important questions to ask your accountant when you sit down to complete your tax return.

1. What is the Best Way to Lodge Your Individual Tax Return?

You have a couple of options when it comes to filing your tax return, but according to the federal government, the best way to lodge your individual tax return is by using reputable tax preparation software and e-filing the return. This method ensures the fewest mistakes and the fastest timeframe for receiving your refund. You can do this with or without the help of an accountant, but doing it with an accountant is a good way to maximize your return and avoid mistakes that may lead to an audit.

2. How Does the Tax Preparation Process Go?

Most accountants will work around your schedule and needs. If you’d rather do your tax return in person, you’ll be able to schedule an in-office appointment. If you feel more comfortable communicating by phone, your tax preparer will be happy to set up a call.

Whichever route you choose, you’ll always be able to contact your accountant with questions or concerns. This is your time, and your tax professional will be happy to accommodate your schedule and preferences.

3. What Information Do You Need to Prepare and File My Tax Return?

Every accountant needs specific information to prepare and file a tax return. These documents may include:

  • Identification for you and your family;
  • A copy of your most recent tax return to give your accountant an idea of the deductions and credits you qualified for in the past;
  • W2s and/or 1099s;
  • Proof of expenses if you plan to itemize deductions.

Asking your accountant precisely what they need will minimize the time it takes to get your return done.

4. Can You Help Me Improve My Tax Situation?

Ideally, your tax return would come out to zero – no money owed to you or the government. Of course, this rarely happens, but your tax professional can help you get closer to that sweet spot.

They may suggest changing your withholdings from your paycheck, for starters. They can also fill you in on the way certain circumstances – like selling a house or getting divorced – can affect your tax obligation.

5. How Will My Side Hustle Affect My Taxes?

Whether you took on a pizza delivery job to pay down debt or turned your hobby into a business, any side hustle you do affects your tax situation, especially if it isn’t a traditional job where taxes are withheld automatically.

Your accountant can fill you in on how your side hustle affects your taxes – you’ll likely need to fill out extra forms and pay self-employment taxes, but all of this will be explained, so you’re not blindsided.

Tax season is a complicated and stressful time for most people, but by asking the right questions of your accountant, you can feel better about your financial situation.

 

The difference between trading CFDs and futures in Sydney

Several critical distinctions exist between Contracts for Difference (CFDs) and futures when trading. We’ll take a look at the main distinctions between CFDs and futures in Sydney, so you can make an informed decision about which product is right for you.

What are CFDs and futures contracts?

If you’re new to forex trading, you may be wondering what CFDs and futures contracts are. Both are financial instruments that allow traders to speculate on the future price of an asset. For example, a futures contract might give the holder the right to buy a certain amount of gold at a set price on a specific date.

Similarly, a CFD might give the holder the right to sell shares in a company at current prices, regardless of whether the share price has risen or fallen by the contract expires. You may use contracts of both types to hedge against potential losses or take advantage of possible price changes.

The benefits of trading CFDs over futures

Many forex traders prefer to trade CFDs for futures trading, as CFDs can be advantageous for many reasons:

  1. CFDs allow traders to take a position on the price of an asset without incurring the total cost of ownership.
  2. CFDs offer leverage, meaning that traders can control a more prominent position than they would with their capital.
  3. CFDs are generally more liquid than futures contracts, making it easier for traders to enter and exit positions.

For these reasons, Sydney Forex traders often find that trading CFDs offers several advantages over futures.

How to trade CFDs

Forex traders looking to trade CFDs can do so through several online brokers. You must compare fees, leverage, and account minimums when choosing a broker. Australian traders will also want to consider the broker’s platform and whether it offers access to global markets.

Once a trader has selected a broker, they will need to open a CFD account and fund it with Australian dollars. Traders can then begin trading CFDs on various asset classes, including stocks, forex, commodities, and indices. Stop-loss orders and take-profit orders are critical risk management tools traders can use to maximise profits.

The risks associated with trading CFDs

Forex traders should be aware of the risks associated with trading CFDs. While CFDs can offer investors the opportunity to make significant profits, they also come with a high risk. Sydney investors considering trading CFDs should be fully aware of the risks involved before making any trades.

One of the most significant risks associated with CFDs is highly leveraged products. It means that investors can potentially lose more money than they have invested. Therefore, it is essential that you only trade with money you can afford to lose.

Another risk is that the Australian Securities and Investments Commission (ASIC) does not regulate CFDs. It means that Australian investors will not have the same level of protection as they would if they were investing in other financial products. Investors who are unsure about this should therefore seek professional advice before making any investments.

The differences between Sydney’s two leading futures exchanges

Sydney has two of the world’s major futures exchanges, the Sydney Futures Exchange (SFE) and the Sydney Futures Exchange Clearing House (SFECH). Both exchanges offer a range of products and services for Australian or Sydney-based forex traders. However, there are some critical differences between the two exchanges.

The SFE is a fully electronic exchange, while the SFECH is a hybrid exchange that offers both electronic and floor-trading facilities. The SFE is also a member of the World Federation of Exchanges, while the SFECH is not.

Another key difference is that the SFE offers trading in a broader range of products than the SFECH. These include interest rate futures, currency futures, equity index futures and options, and commodity futures. The SFECH, on the other hand, offers a narrower range of products, focusing primarily on interest rate futures.

Ultimately, only you know what is best for your portfolio in relation to your risk appetite and investment goals. Therefore, you should do sufficient research and consult with professionals if necessary, and abstain from making hasty decisions.

 

Top 4 NFT investments in 2022

The world of NFTs has been booming lately, with the prices of some of them reaching astronomical figures. For instance, the Tory Lanez NFT price reached $60 000, selling about one million copies in under a minute.

Although the NFT market is still developing, there are more than enough NFT projects in the market that are expected to attract more interest in 2022. The idea of NFT dates back to 2015, but now there are countless market-related opportunities and use cases.

It would be fair to say that the NFT craze is far from over. In fact, crypto analysts believe that the NFT revolution has just begun and will pave the way for greater blockchain adoption. After all, NFTs offer complete ownership of art to people who ordinarily only the wealthy can own.

The most exciting and engaging NFT projects in 2022 will prioritize the sale of limited and exclusive items. From digital art and art collectibles to trading cards and music, there is a huge attraction in the market.

With that in mind, let’s review the top 4 NFT projects you can invest in 2022.

CryptoPunks

It’s arguably the most famous NFT project you can invest in 2022. It features a massive collection of 10,000 computer-generated punk characters. But each punk has its own characteristics and personality, and the distinction of each character allows you to quantify the value of collectibles. The launch of this NFT project was a huge success. In fact, the CryptoPunk with the highest value was sold for 124,457 Ether, which amounts to $532 million.

Proof of Beauty

It’s another impressive NFT project that documents the history of the ETH blockchain. The concept behind Proof of Beauty is to celebrate and defend the history of the Ethereum blockchain and raise awareness. HASH is the first round in the NFT series of Proof of Beauty. Proof of beauty allows you to convert your blockchain transactions into compelling NFT works of art.

Most notably, Proof of Beauty was the source algorithm that made Jay Z’s purchase of CryptoPunk possible. Simply put, Proof of Beatty integrates transactions and transforms them into beautiful shapes,textures,and colour combinations.

Virtual Reality Land

VRL is a unique NFT project. When it comes to NFT go investing, Decentraland is at the top of the chain. On Decentraland, users can monetize any land through real estate development. The potential of VRL continues to grow in the NFT world. In fact, many investors have created amusement parks, museums and NFT casinos to monetize land. On the other hand, VRL also functions as a speculative investment that investors can later sell.

Flow

Launched in 2020, Flow has become a playground in the NFT market. Flow has become a hub for creating a new generation of games, apps, and digital collectibles. Flow runs on a single layer of blockchain technology which has been the basis of many mainstream blockchain applications. From Top Shot to Dapper Wallet, Flow offers its developers the ability to create and trade a particular NFT.

 

5 Tips to Buy Clothes Online and Save Money

If you want to save money on your clothes, you might consider online shopping. This will help you find cheaper clothes. Furthermore, you will have a wider selection of clothing than if you went to a brick-and-mortar store. The internet is full of clothing retailers, so you can easily compare prices and find the right outfit for you. But what should you look out for when buying clothes online? Read this article to know more about what to look for when shopping online.

Benefits of Online Clothing:

The biggest benefit of online clothing shopping is the wide variety of selections. You can find anything you want instantly and you don’t have to spend your time driving around town. You can simply browse through websites to find the right items. The convenience factor is also a big plus. You can buy clothes from different brands. Some of these companies even have return policies. If you want to buy clothes online, always read their return policy and apply express promo code. It is important to know your size before you purchase anything online.

Check Prices and Shipping:

When buying clothes online, check out the prices and shipping. Some online stores offer free shipping after you spend a certain amount of money. Buying clothes online also means that you can compare different retailers’ prices. Various price comparison websites let you compare prices instantly. Another benefit of buying clothes online is that you can read product reviews to find out whether a product is worth the purchase. This can help you choose the perfect item. You’ll also be able to see if other shoppers have reviewed the product, so you’ll know what to look for.

Affordability:

The largest advantage of online shopping is its affordability. Unlike brick and mortar stores, online merchants don’t need to pay for rent, utilities, and other expenses. That means they can pass the savings on to you. And when you purchase clothes online, you can make the purchase even more affordable. With online shopping of clothes, you can even customize your order with specific styles, brands, and colors. You can even use discounts and coupons.

Convenient and Time Saving:

Shopping online is convenient and time-saving. You don’t have to go out of your way to shop for clothes. You can place your order from your home, even while you’re watching TV or reading a book. Moreover, you’ll never have to worry about the availability of clothes. If you buy online, you can shop at any time and in any location. The internet is an excellent choice for people who want to save money.

Check Reviews:

When purchasing clothes online, it’s important to check the reviews. This will help you to decide whether a product is worth it. Several websites offer reviews, which are helpful for comparing prices and quality. Aside from these, the review site should have pictures of customers wearing the clothes. In addition to reading reviews, you can also check the shipping charges. And remember to check the return policy before making your purchase. If you’re not sure if the product is available in the store, you can also ask for a refund.

There are many benefits to buying clothes online. Besides the fact that it’s easier to find bargains, you’ll have better access to a wider selection of products. When it comes to shopping for clothes online, you can also save money. You can also buy clothing for your loved ones and yourself at a lower price. You’ll be able to save on your clothes and avoid the hassles of shopping. You’ll be able to purchase more items for yourself or for your loved ones and you’ll be able to save money.

A Startup Checklist Every Entrepreneur Should Follow – Reddy Kancharla

Starting a business is hard. There are so many things to take care of in so little time, which is why it’s important to plan ahead in order to launch on the right foot. Few startups manage to do that, but when they do – they succeed immensely, according to experts like Reddy Kancharla and others.

Here is a startup checklist all entrepreneurs should follow before establishing their business operations:

1) Make sure you have a unique selling point (USP)

The USP is the single most important factor in deciding your success as an entrepreneur. If you don’t have one, it’s time to take another look at your business plan. No idea is perfect, but there are ways to make yours stand out, like targeting a specific industry or customer demographic.

2) Marketing is a must

The age of effective yet scaled marketing campaigns is long gone. If you want people to buy your product or pay attention to your startup, you have to win them over through collaborative efforts on social media and other platforms. This also includes paid ads on Google and Facebook – so save up for it.

3) Instead of going solo…

No man (or woman) is an island when running a business, contrary to popular belief. Going at it alone seems like the best idea when starting, mainly because there’s no one else in control sharing their opinions and ideas. Hiring employees will help you focus more on the core aspects of your business while delegating tasks to meet your overall business goals.

4) …create a team

Starting out with just one person is okay, but having at least two is ideal in most cases. It’s always good to have an extra set of hands or another point of view on the table when trying to solve difficult problems or deal with legal issues – especially for new entrepreneurs who are likely eager to please everyone, which can lead them down the wrong path more often than not.

5) Determine if you want investors…

Perhaps the biggest decision every startup entrepreneur must make before starting is whether or not they need outside investors for their business idea. It might seem like the best idea to get things off the ground, but it also means giving up the majority of your company to someone else who might not have your best interests at heart.

6) …and how much equity you’re willing to give away

Investors won’t work for free, so it’s important that you establish a fair rate in which they will be compensated before reaching out. Saving up for this part is helpful when it comes time to negotiate with investors – otherwise, you’ll end up giving away too much of your company before everything is said and done.

7) Are you ready to work extra hard?

If you want to succeed in business, there isn’t an easy way around the long hours and grueling days that come with it; especially when starting on your own without any help. It’s important to remember how much you’ve invested in your business and the countless hours of work it took to get everything off the ground – that alone will give you all the motivation needed to succeed.

 

3 Things To Consider When Getting Financed

There are many things in life that you may need or want to purchase but won’t be able to afford the total cost of up front. This is completely normal and is something almost everyone goes through, no matter how much money they make. If you’re considering one of these larger purchases and have never had to get financing before, you likely are confused about how the process works and have a lot of questions. Whether you are getting financed for an aircraft, a car, a house, or plastic surgery, there are many things you should know beforehand. Here are 3 things to consider when getting financed.

Your Credit

One of the first things anyone will ask you when you inquire about getting something financed is your credit history and credit score. Before even trying to get financing set up, you should find out as much about your own credit as you can and do whatever you can to fix it if you need to. There are many different companies that can help you with this if you don’t know where to start, but the best way to begin is to get a free credit report online.

This will at very least let you know what your credit score is so that you will have an idea of where you stand. Keep in mind that the better your credit, the better the rates you will get.

Your Income

Unfortunately your income level will play a large part in getting financing, no matter what it is that you’re trying to purchase. You’ll need to make sure that you are making enough to be able to afford the monthly payments without it being too much of a stretch and causing you stress.

Remember that you will be responsible for making these payments every month, no matter what type of hardship befalls you. If you don’t think you’ll be able to afford them at any point or aren’t sure, it’s probably best to just hold off until your income level is a bit higher.

Your Employment Future

Related to your income, you also definitely need to consider your employment future when thinking about getting financed for a big purchase. If you are planning on retiring soon, for example, you will probably be making significantly less in the future and may no longer be able to afford your payments.

On the other hand, if you are moving up in your company and know you will be getting a raise in the near future, now might be a really good time for you to get something financed because you know you will be able to afford future payments.

Deciding to make a large purchase is very exciting and can be life-changing. Just make sure you are prepared before getting something financed and everything will go smoothly.

Expert Entrepreneur Ryan Dean Hoggan On Why NFTs Could Be The Big Investment That Pay Off

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With over 20 years in the game of entrepreneurship, digital and affiliate marketing, e-commerce, venture capital, and a player in the entire Blockchain space, Ryan Dean Hoggan, in an interview, talked about why NFTs could be a big investment earner.

Is There A Certainty of Making Profit In The Long Run With NFTs?

I can confidently say that, like all the blockchains family, NFTs come with high uncertainty but one that is exciting. We will see sustained growth in the NFT market, with plug-ins into cryptocurrencies and other blockchain technologies.

We are slowly opening up to newer blockchain technologies, and NFT is looking interesting for big investment payoffs. We are going to see investments in NFTs all over the place.

What Are the Complexities—and Accompanying Uniqueness of NFT?

We all know that data is fast becoming the new thing in terms of storage of value. Data, they say, is money.

This is why I like the description of NFT by Alison Mangiero, the President and Co-Founder of TQ Tezos, as “Unit of data stored on a blockchain which can represent any unique digital item” Interestingly, in this case, NFT data are worth whatever anyone is willing to pay. There is no limitation as to universal price cover.

From my experience in entrepreneurship, especially in real estate, I know that sometimes the activities of intermediaries can be problematic. This is another beauty of NFT.

Transacting through NFT would get more attraction for its peer-to-peer transaction, no stress, and cost of middlemen, brokers, or even banks. Just you and the seller. Recall Kevin O’Leary saying, “Disruptors are what make their investors rich.”

NFT’s Performance in the Market?

NFT articles as arts, collectibles, creative works, and others are mostly noble items that command ostentatious demands. People are willing to pay as much for these items. Securitized NFTs Arts provides a unique connection to the creator that does not come with any other art forms.

So long as the internet stays, blockchain technology stays. With blockchains staying, NFT’s future is looking bright with Nifty Gateway, Duncan, and Griffin Cock Foster Co-Founders of NFT working to expand platforms for trading or art collection for NFTs.

A study from NonFungible and L’Atelier shows that investment in the NFT marketplace tripled in 2020, with the total value of transactions increasing by 299% year-on-year to more than $250 million.

The profit analysis is also looking good, with a summation of up to $500,000 profits a single year. Some traders hit profits over $100,000.

What’s Your Future Forecast On NFT?

While some NFTs are selling at crazily impossible prices, drawing so many criticisms, the truth is that NFT goods’ prices might drop. But for a long time coming, NFTs would stay as a major investment channel.

The increased controversies and hype of NFTs is creating more interest and attention for the cryptocurrency, forcing people to acquire more education on how it works.

Do You Have Any Last Words?

With the virtualization of most human activities since the covid-19 pandemic, buying and selling not left out, we will see many disruptions and developments in a very new and decentralized economic order. Monies and investments would move quicker and more transparently for those who are prepared.

 

5 Tips for Making Your Home More Energy Efficient

If you’re looking to save money on your energy bills or just looking to make some basic improvements to be a little greener, then focusing on affordable changes you can make to your home is the best solution. While it’s true that some of the solutions we’ll offer are a bit pricey to start, the savings you’ll get will offset the upfront cost and pay for itself in no time.

In this post, we’ll cover a few tips and suggestions for improving energy efficiency throughout your home.

Tip #1: See if Solar is a Fit for You

Now, we know what you’re thinking, aren’t solar panels expensive? The truth is, yes they can cost a pretty penny, averaging around $16,000 for a full home installation, but this can easily be covered by a home improvement loan. Not only that, there is a tax credit available for installing solar. With a little research, you may even be able to find other incentives available as well.

It’s a good idea to start by getting a quote to see what options are available and if there’s one that is right for you.

Tip #2: Upgrade Your Windows

This is now a much less expensive and viable option for most homeowners. Window technology has improved and the energy savings are pretty drastic. You can improve your HVAC system’s performance and shave off the cost of your electric bills

You can find a variety of types and styles from the triple pane, to argon-filled windows that cut costs.

Tip #3: Make General Repairs

This tip is one that sometimes gets overlooked but is essential to energy efficiency. Something as simple as not servicing your HVAC system, changing air filters, or sealing around doors and windows can cause lots of wasted energy

Getting the ventilation checked and cleaned is another way to improve air flow and reduce energy consumption when heating or cooling. Making sure there are no cracks in your walls, roof, or floors that could allow air to seep in and your air conditioning/heat to seep out is also important.

Tip #4: Update Your HVAC

Getting a new heating or ac unit can save you a bundle on your energy bill and improve overall energy efficiency tremendously. Not only are there energy-efficient options for standard heating and ac units, but there are also different options available such as radiant heating and cooling and geothermal.

This offers a variety of ways to improve energy usage and potentially go green with more eco-friendly options that use less power and don’t rely on harmful additives to create heat or cool.

Tip #5: Improve Your Insulation

Whether you opt for installing all-new energy efficient insulation or just for plugging gaps and adding to your existing insulation, this will have a major effect on how easy it is to keep your home at a comfortable temperature.

When your home is not insulated, or there are gaps, your HVAC system has to waste large amounts of energy trying to keep it at temperature. Insulation can be eaten away by rot, mold, animals, and other problems, so it’s important to take a look at it every so often and make sure things are still in good shape.

We hope these five tips help you gain the energy efficiency and saving you desire from your home.

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